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#CommunityStories: I Turned My Back on Actuarial Science for Technology

Finance, Nairobi County. Fatuma Aden Affey and Mr. They will be sitting on the Board as the 4th and 5th member representing the public. This will be the 4th session and it is scheduled to commence at pm.

Join Facebook to connect with Patrick Mbugua and others you may know. Patrick Mbugua’s Profile Photo, Image may contain: 1 person, tree, closeup and.

In the first week of every month, my inbox sees a flurry of automated communications as the banks I patronise, send through monthly statements which are promptly stored for future reference. A step up from the mailing of physical statements, it still falls short of any real benefit outside having a soft copy that can be stored indefinitely on the cheap with the myriad of cloud service providers. When the time comes, and it most definitely does, that you need to review financial data on a key transaction or leverage it to access an opportunity or capital, you realise your data is trapped in silos, held immobile behind clunky internet portals and encrypted pdf attachments, not forgetting the strange per page billable that is getting a custom date-range statement pulled and shared by customer service, should a visit to the physical branch be called for.

We talk of new generation fintech as driving inclusion by making it easier and cheaper to transact or move value, but we must take a step back and realise that with all that activity and growth, your data remains locked up with each individual service provider. Granted, they have offered a service and could arguably stake a partial claim to it from its cultivation, but your data should not be held hostage. The individual or business is at the core of any marketplace ecosystem and service providers should ideally revolve around them and in season competitively offer value.

Enter open banking, a model that is still a work in progress across global markets that is looking to free user data, allowing for product, service and channel innovation by incumbents and new players alike. The premise of open banking is the evolution of consumers who have a cocktail of needs that in some instances are sorted from generic offers while in others deep specialisation is needed in a way that a standard financial services supermarket may not satisfy.

The first step toward open banking, whether through collaborative effort or regulator direction, is to establish the standard of exchange covering the technical aspects and forward to operations and customer experience frameworks.

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I am impressed by the work that went into the Mpesa Generation II platform iteration. While it has grown in complexity, it covers almost all the permutations that make for a more efficient business operation where the speed of cash flow is key to sustaining many enterprises. We have in the past explored how the … [Read more…]. Three days to the much anticipated Saba Saba date 7th July millions of mobile consumers received a message from the Inter Religious Council of Kenya approved by the Communications Authority.

An addressable market of over 30 million is sure to attract the attention of many entrepreneurs, and indeed it has. The mobile value added service industry in Kenya generates billions in gross revenue annually, making bank for mobile operators, licensed providers and third parties who leverage connectivity infrastructure offered by the providers. The nature of … [Read more…]. Without a doubt the most awaited corporate report this month was that of local mobile operator Safaricom, and the results did not disappoint and pointed to the evolving and cash rich ecosystem that is mobile.

The factors that lead and will continue to lead bottom-line growth for those invested in one way or another in mobile … [Read more…]. We have in the past explored how the … [Read more…] Share this:. Share this:.

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Name Mbugua Njihia. Title Co-Founder. Board Seat. Contact Info. To view Sure Telematics’s complete executive team members history, request access».

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DEMO Africa 2017 Key dates announced

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Sure Telematics

Do you usually take a few minutes to verify whether that information is true or do you usually believe that every text you receive is…. With the rise in popularity of various digital platforms, the ease of sharing content online has improved tremendously. Internet Pizza Fridays are periodic events hosted by the iHub Governance team, which brings together the iHub community and other stakeholders from the technology ecosystem, to have conversations….

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DEMO Africa’s Event Director, Mbugua Njihia speak at Harare Demo prepitch event 2015



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